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Medical indemnity : ウィキペディア英語版
Medical indemnity

In Australia it is a mandatory requirement for registered healthcare practitioners to hold appropriate medical indemnity insurance cover for healthcare practice in Australia. Medical indemnity is a form of professional indemnity insurance cover defined by Australian legislation – the Medical Indemnity (Prudential Supervision and Product Standards) Act 2003. In the UK, this type of professional indemnity for healthcare practitioners is generally referred to as ‘professional indemnity’ and in the USA, as ‘medical negligence insurance’. In Australia, the term ‘medical indemnity’ can be used to refer to all healthcare indemnity (e.g. dental, allied health, medical), not just that provided for medical doctors. However, there are only five Australian Health Practitioner Regulation Authority (AHPRA) approved insurers that provide medical indemnity insurance cover to medical practitioners.〔Medical Board of Australia, Approved List of Insurers, http://www.medicalboard.gov.au/Registration-Standards.aspx〕
Australian medical practitioner medical indemnity providers include:
* (Avant )
* (Guild Insurance Limited ) (oral and maxillofacial surgeons only)
* (Medical Defence Australia (MDA) National Insurance )
* (Medical Indemnity Protection Society (MIPS) )
* (Medical Insurance Australia Group (MIGA) )
Industry bodies include the Insurance Council of Australia and the (Medical Indemnity Industry Association of Australia ).
== Background of medical indemnity in Australia ==
Following the UK model from the late nineteenth century Australian doctors have protected themselves through establishing State based mutual organisations collectively called Medical Defence Organisations (MDO’s). These medical defence organisations traditionally provided discretionary cover, rather than cover under a contract of insurance.

On 31 May 2002, the Australian Government announced a strategy is improve transparency in the medical indemnity industry, make medical indemnity a viable commercial product and bringing medical defence organisations (MDOs) away from discretionary cover and into the fold of all insurance business under the prudential framework. This strategy was brought about because of the medical indemnity crisis of 2002.〔Parliament of Australia (2002), Explanatory memorandum, Medical Indemnity (Prudential Supervision and Product Standards) Bill 2002, http://www.austlii.edu.au/au/legis/cth/bill_em/misapsb638/memo1.html〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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